Fixed deposits remain indispensable for risk-averse investors. By comparing bank and NBFC rates, choosing the right tenure, and leveraging compounding, one can secure steady returns. Whether it’s SBI’s stability, Bajaj Finance’s high returns, or tax-saving schemes, there is an FD for every financial goal. Investors should align FD selection with their liquidity needs and overall financial portfolio. For maximum benefit, it is wise to diversify across banks and NBFCs, ensuring both safety and higher yields. In 2026, with FD interest rates touching record highs, the time is opportune to lock in attractive rates for the future. https://www.rrfinance.com/OurProducts/fixed-deposit.aspx