Some Life insurance companies can offer health coverage due to certain regulatory and operational processes. Firstly, life insurance providers interested in selling health coverage must comply with the necessary legal requirements set by the relevant authorities. These requirements usually involve obtaining licences and meeting specific financial stability criteria.

Life insurers establish partnerships or acquire health insurance companies or licences to expand their product offerings. It allows them to tap into the health insurance market and offer comprehensive coverage to their policyholders. Some life insurance companies may collaborate with providers to offer joint policies or riders that include health benefits.

Moreover, life insurance companies have the advantage of an existing customer base and established distribution channels. By leveraging their networks, insurers can promote and sell health coverage to their existing policyholders or attract new customers interested in comprehensive insurance coverage.

Original Source: https://www.quora.com/How-do-life-insurers-get-to-sell-health-covers/answer/Ranjit-Singh-3890